Health Plan Coverage

Cigna Level Funding^®* offers all the advantages of self-funding along with financial predictability.

*Cigna Healthcare offers administrative services for self-funded plans with as few as 25 full-time employees.

Integrated plans that include medical, behavioral and pharmacy benefits work together to improve health outcomes and lower costs.

All Cigna Healthcare plans for small businesses include local and national network options, offering flexibility to fit your specific needs. 

Open Access Plus (OAP) network is a broader discounted national network with 1,000,000+ doctors, specialists, and other professionals, and 17,000+ hospital and clinical facilities. This network offers out-of-area coverage. The OAP network includes 98% of all practicing physicians in the Memphis metro area, including independent physicians as well as physicians employed by Methodist Le Bonheur Healthcare, Baptist Memorial Health Care, St. Francis Healthcare, and Regional One Health.

LocalPlus^® network provides a locally curated network of doctors, specialists, and hospitals that offer high quality, cost-effective medical care.

24/7/365 live customer service, including personalized navigation and support with Cigna One Guide^®.

MDLIVE^® suite of virtual services, including primary care, urgent care, dermatology, and behavioral health.

Health engagement team to guide your health engagement strategy and help connect employees with ways to utilize and access their health plan.

Cigna Healthcare Well-Being Solution provides a personalized digital health and well-being experience.

Personalized digital experience through myCigna^® website and app.